What Results Can I Expect, and When?
Here’s the honest truth — financial progress doesn’t happen overnight, but it happens predictably with the right plan. In the first few months, you’ll see clarity: structure around cash flow, a clear view of your goals, and a step-by-step roadmap. Over the first year, that turns into measurable progress — growing savings, reduced debt, and smart investment allocation. By year three, you can usually see your financial life transforming.
What is the process of advice and what do I get?
Advice is more than just a Statement of Advice. At Wealtheon, we have a few really clear deliverables for our clients. Our process for creating advice helps create a unique experience for you with tailored solutions that actually mean something.
What happens in the first meeting?
Most people walk into their first meeting a little nervous — they think it’s going to be a financial interrogation. It’s not. The first meeting is all about understanding you. I’ll ask about what’s important — your goals, lifestyle, worries, and what ‘financial freedom’ really means in your world. We won’t talk about products or investments. It’s a relaxed conversation — I’m there to listen and help you see what’s possible. You’ll leave that first session with clarity and confidence — not commitments.
What is unique about Wealtheon?
We are a small but dedicated team and we have committed ourselves to providing advice differently to everyone else.
How do I know if I’m ready to see a financial adviser?
You don’t need to have everything sorted to see an adviser — in fact, most people come to us because they don’t. You’re ready when money decisions start to feel high-stakes. Maybe you’ve had a pay rise, bought property, started a family, or want to retire before your collapse in a heap but aren’t sure what that actually looks like. Those moments signal it’s time to get professional guidance.
Is financial advice worth it for someone like me?
Many people think financial advice is only for the wealthy — but that couldn’t be further from the truth. If you’re earning a good income and wondering how to make it go further, or you have an asset base that needs attention, that’s usually the perfect time to get advice.
How much does financial advice cost?
Let’s be honest — cost is usually the first question people have, and it should be. The reality is: advice fees depend on complexity. We don’t take on client that we can’t show the increased value our advice will provide. After understanding your needs and situation, we will be able to give you a specific quote for the cost of our services and if we work together, part of our advice will be how to best pay for the fees.
What does a financial adviser actually do?
Most people think a financial adviser just helps you pick investments — but that’s about 10% of what we do. Our real job is to create a strategy that turns your income, assets, and goals into a clear plan. That could mean paying off debt faster, structuring your super more effectively, protecting your family, or setting up the investments that support your lifestyle in 10 or 20 years’ time. We look at your entire financial picture — not just one part of it.