What ChatGPT Thinks You Should Do With Your Money – Part 2

What ChatGPT Thinks You Should Do With Your Money – Part 2

AI is all over the news, our news feeds, and our conversations in general. Almost every industry is talking about AI and what it can do for us, so is the finance world any different?

There are millions of different opinions when it comes to how to manage your finances, so why not see what AI has to say?

As a test not only to see how our top tips stack up, but also as a fun way to see how AI works and to see how a robot can try to make personal finance fun, we’ve asked ChatGPT what it thinks are the 10 best personal finance tips for our readers.

The best bit is – it  gets most of the core philosophies spot on. Although it is very light on the details and hasn’t given much in the way of specifics. That being said, you should always seek professional advice before acting on information you read below.

From debt dominoes to “time in the market vs. timing the market”, ChatGPT had some amazingly similar core messages that are renown industry wide to be effective for your personal finances.

Whilst we obviously do not recommend taking financial advice from AI (haven’t replaced us yet anyway), we’ve found it a really interesting and eye-opening experiment, especially as we head into a new age of technology and use of artificial intelligence.

Check out what ChatGPT had to say here:


  1. Personal Risk Insurance: Your Safety Net. We all know life can be as unpredictable as an alpaca doing ballet. Personal risk insurance, like a tutu-clad alpaca, is your graceful savior. It can protect you and your loved ones from the unexpected twists and turns of life’s dance.
  2. Estate Planning: Crafting Your Financial Legacy. Estate planning is your chance to leave a lasting impression, even when you’re sipping cocktails on a tropical beach in the afterlife. Plan for your loved ones, and ensure your hard-earned assets go to the right people. Because who doesn’t want to be remembered as the maestro of their own financial symphony?
  3. Retirement: The Golden Age of You. Ah, retirement! The golden age of “you” time when you can finally relax like a cat on a sunlit windowsill. Start planning early and let the magic of compound interest turn your savings into a cozy retirement blanket. Retirement isn’t a finish line; it’s a beginning to a new chapter!
  4. Financial Education: The Map to Treasure Island. Knowledge is power, and financial education is the treasure map to navigate the murky waters of money. Dive deep into financial literature, attend workshops, and devour podcasts like a chocolate fountain at a dessert buffet. The more you know, the better prepared you’ll be to handle your finances like a pro!
  5. Laughter: The Best Financial Medicine. Last but not least, laughter is the ultimate stress reliever, and in the world of finance, that’s golden advice. Sometimes, all you need is a good laugh to keep your spirits high and your financial journey on track. So, remember to chuckle, giggle, and guffaw all the way to the bank!


And there you have it—ChatGPT’s 10 Best Personal Finance Tips served with a side of humor and seasoned with wisdom. Embrace these tips, and you’ll be on your way to mastering the art of personal finance like a true financial guru. Remember, life’s too short not to enjoy the ride, so laugh a little, save a lot, and let’s steer this financial ship together towards brighter horizons! Bon voyage, dear readers!”


If you’ve had a laugh about this but want to chat about it further, or any aspect of your finances, you can get in touch with us or book a free 20 Minute Discovery Call here. 


Information on this site may be regarded as general advice. That is, your personal objectives, needs or financial situations were not taken into account when preparing this information. Accordingly, you should consider the appropriateness of any general advice we have given you, having regard to your own objectives, financial situation and needs before acting on it. Where the information relates to a particular financial product, you should obtain and consider the relevant product disclosure statement before making any decision to purchase that financial product.

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