How do you stick to a budget and still have a life?
This is a massive head scratcher for people! I speak to so many people about budgeting and their biggest fear is that they are going to have to go without. It’s a funny fear isn’t it? Because you want to spend the money now rather than save it for later, you might even be using a credit card or personal loan to supplement your spending. It really is robbing Peter to pay Paul.